The data controller is the owner and operator of Smart Money Club, an independent sole trader established in Spain, whose full identification details appear in our Legal Notice. For any privacy question or to exercise your rights, contact us at smartmoneyclub@gmail.com.

We collect: (a) contact and identity data — your email address and, when you activate access, your TradingView username; (b) transaction data — the plan you purchased, subscription status, and order records; (c) payment data — processed directly by Stripe (we never see or store your full card or bank details); (d) approximate location — your country, derived from your IP address, used to show the correct local pricing; (e) technical and usage data — IP address, browser, device information, and how you interact with the website; and (f) any information you voluntarily send us, for example through a support message.

We collect data directly from you (when you pay, activate access, or contact us), automatically through your device and cookies or similar technologies when you use the website, and from our service providers (such as Stripe, in connection with your payment).

We use your data to: provide, activate, and manage your access to the indicators and deliver the Services you purchased (legal basis: performance of a contract); process payments and manage subscriptions through Stripe (contract); send you transactional emails such as activation, welcome, renewal, and payment notices (contract); show correct local pricing and operate and secure the website, prevent fraud and abuse, and improve our Services (legitimate interests); comply with legal, accounting, and tax obligations (legal obligation); and, where applicable, carry out marketing and advertising measurement (consent). You can withdraw consent at any time.

We may use the Meta Pixel and Meta Conversions API to measure and improve our advertising. Where required, this is done only with your consent (managed through our cookie banner). When we share conversion events with Meta, your email is hashed (irreversibly transformed) before transmission. You can withdraw consent at any time through your cookie settings or by contacting us, and this will not affect access to Services you have already purchased.

We use cookies and similar technologies for essential website functions, and — with your consent — for analytics and advertising. You can manage or withdraw your preferences at any time through the cookie banner on our website. For full details, please see our Cookie Policy.

We do not sell your personal data. We share it only with trusted service providers who process it on our behalf and under contract, including: Stripe (payment processing); Shopify (store and order management); Resend (email delivery); our hosting and database provider (to run our access system); Meta Platforms (advertising and measurement, subject to consent); TradingView (to grant your indicator access); and a geolocation provider (to show local pricing from your IP). Each processes data only as needed to provide its service. We may also disclose data where required by law or to protect our legal rights.

Some of our service providers are located outside the European Economic Area, including in the United States. Where your data is transferred internationally, we rely on appropriate safeguards permitted by law, such as the European Commission's Standard Contractual Clauses and, where applicable, the providers' certification under recognised data-transfer frameworks, to ensure your data remains protected.

We keep your data for as long as necessary to provide the Services and manage your access, and thereafter for as long as required to comply with our legal, accounting, and tax obligations or to resolve disputes and enforce our agreements. Marketing data is kept until you withdraw your consent. When data is no longer needed, we delete or anonymise it.

If you are in the EU or UK, you have the right to access your data; to have it corrected or erased; to restrict or object to its processing; to data portability; and to withdraw consent at any time. To exercise any of these rights, email us at smartmoneyclub@gmail.com. You also have the right to lodge a complaint with a supervisory authority — in Spain, the Agencia Española de Protección de Datos (AEPD, www.aepd.es), or the authority in your country of residence.

If you are a California resident, you have the right to know what personal information we collect and how we use it; to request access to, correction of, or deletion of your personal information; to opt out of the "sale" or "sharing" of personal information; and not to be discriminated against for exercising your rights. We do not sell your personal information for money. Some sharing of advertising identifiers with Meta may be considered "sharing" under the CCPA; you can opt out through our cookie settings or by contacting us at smartmoneyclub@gmail.com.

The Services are not directed to, and we do not knowingly collect personal data from, anyone under 18 years of age. If you believe a minor has provided us with personal data, please contact us and we will delete it.

Our website may link to third-party sites and platforms (such as TradingView). This Privacy Policy does not apply to those third parties, and we are not responsible for their privacy practices. Please review their policies before providing them with any data.

We may update this Privacy Policy from time to time by posting a revised version on smartmoneyclub.us with a new "Last updated" date. Your continued use of the Services after any change constitutes acceptance of the updated policy.

If you have any questions about these Terms, you can contact us at smartmoneyclub@gmail.com.