Cookies are small text files placed on your device when you visit a website. They allow the site to recognise your device, remember your preferences, keep your session active, and understand how the site is used. We also use similar technologies such as pixels, tags, and local storage, which we refer to collectively as "cookies" in this policy.

We use cookies to keep the website working correctly (for example, to remember the items in your cart and to enable secure checkout), to remember your preferences (such as your cookie choices), to understand how visitors use the site so we can improve it, and — only with your consent — to measure and improve our advertising.

Strictly necessary cookies are essential for the website and checkout to function and cannot be switched off; these do not require your consent. Functional cookies remember your choices and preferences. Analytics cookies help us understand how the site is used so we can improve it. Advertising and marketing cookies — including the Meta Pixel — are used to measure and improve our ads and are only set with your consent. Necessary cookies aside, non-essential cookies are only used after you accept them through our cookie banner.

Some cookies are set by third-party service providers we use, including Shopify (which powers our store and secure checkout), Meta Platforms (advertising and measurement, subject to your consent), and, where applicable, analytics providers. These third parties may process data in accordance with their own privacy and cookie policies, over which we have no control. Where required, these cookies are only set after you give consent.

When you first visit our website, our cookie banner lets you accept or decline non-essential cookies. You can change or withdraw your consent at any time through the cookie settings on our website. You can also control cookies through your browser settings, where you can block or delete cookies already stored — note that blocking strictly necessary cookies may prevent parts of the website, including checkout, from working properly.

Strictly necessary cookies are used on the basis of our legitimate interest in operating the website. All other cookies — functional, analytics, advertising, and marketing — are used only on the basis of your consent, which you give through our cookie banner and can withdraw at any time. Withdrawing consent does not affect the lawfulness of processing carried out before withdrawal.

We may update this Cookie Policy from time to time by posting a revised version on smartmoneyclub.us with a new "Last updated" date. We encourage you to review it periodically.

If you have any questions about these Terms, you can contact us at smartmoneyclub@gmail.com.