Everything we sell is a digital product — access to our indicators is granted to your TradingView account immediately after your payment is confirmed. Because the product is delivered instantly and cannot be returned or "used up" like a physical item, it is treated as fully delivered as soon as access is granted.

To the fullest extent permitted by applicable law, all sales are final and all payments are non-refundable. This includes, without limitation, refunds requested due to change of mind, lack of use, dissatisfaction with results, unfamiliarity with the tools, your own trading outcomes, or your failure to activate your access. We encourage you to review the product details, the FAQ, and our Disclaimer before purchasing.

If you are a consumer in the EU or UK, digital content supplied immediately would normally carry a 14-day right of withdrawal. By purchasing and requesting immediate access to the indicators, you expressly consent to the supply of digital content beginning right away and acknowledge that you thereby lose your right of withdrawal, to the extent permitted by law. This waiver is presented to you at the point of purchase.

Monthly and Quarterly plans renew automatically until cancelled. You can cancel at any time, in one click, from your Stripe customer portal — no email required. Cancellation stops all future renewals and prevents further charges. It does not entitle you to a refund of any amount already paid, and your access remains active until the end of the period you have already paid for. Lifetime is a one-time purchase and does not renew.

If a subscription renewal payment fails, we may keep your access active for a short courtesy period to let you update your payment method. If payment is not resolved, access may be suspended or removed. A failed payment does not create a refund entitlement for any period already paid.

If you have any issue with your purchase, please contact us first at smartmoneyclub@gmail.com and we will do our best to help. Initiating a chargeback or payment dispute in bad faith — for example, after access has been delivered — is a breach of our Terms and may result in the immediate and permanent termination of your access without refund, in addition to any other remedies available to us.

Nothing in this policy limits or excludes any rights you have under mandatory consumer-protection law that cannot be waived — for example, rights that may apply if the digital content is faulty, not as described, or does not function as it should. If you believe there is a genuine problem with the product, contact us and we will review it in good faith.

If you have any questions about these Terms, you can contact us at smartmoneyclub@gmail.com.